The short answer
Active-duty service members pay nothing for covered care. When the VA authorizes community care through TriWest, the VA pays for the authorized treatment. Military retirees using TRICARE Prime or TRICARE Select do have cost-shares, and the amount depends on your plan, your beneficiary group, and how much you have already paid toward your annual catastrophic cap.
The figures below reflect the 2026 published TRICARE cost-sharing schedule. Rates change every January, so confirm current figures before you make a decision. We verify your specific benefits at no charge, usually within 24 to 48 hours, or sooner when you need help right away.
Do not let a number on this page decide anything. These are planning estimates based on published schedules, not a benefits verification and not a quote. Your actual cost depends on your plan, what you have already paid this year, the level of care clinically authorized, and your length of stay. We check all of it for you at no charge before you commit to anything.
Quick Reference: What You Pay by Plan
| Who you are | Annual deductible | Detox / residential stay | Outpatient mental health visit | Annual catastrophic cap |
|---|---|---|---|---|
| Active-duty service member | $0 | $0 for covered, authorized care | $0 | $0 |
| Veteran, VA Community Care via TriWest | None for authorized care | VA pays for treatment it authorizes. Copays possible depending on priority group and whether the condition is service-connected. | Same basis as above | Not applicable in the TRICARE sense |
| Military retiree, TRICARE Prime Group A and Group B |
$0 | $198 per admission | $39 per visit (network) | $3,000 per family (Group A) $4,635 per family (Group B) |
| Military retiree, TRICARE Select Group A: sponsor joined before Jan. 1, 2018 |
$150 individual $300 family |
Network: $250 per day or 25% of the hospital charge, whichever is less, plus 20% of separately billed services Non-network: $1,345 per day or 25% of the hospital charge, whichever is less, plus 25% of separately billed services |
$52 per visit (network) 25% (non-network) |
$4,381 per family $3,000 if medically retired |
| Military retiree, TRICARE Select Group B: sponsor joined on or after Jan. 1, 2018 |
Network: $198 individual, $397 family Non-network: $397 individual, $794 family |
Network: $231 per admission Non-network: 25% |
$52 per visit (network) 25% (non-network) |
$4,635 per family |
Retirees also pay an annual TRICARE enrollment fee, which is separate from treatment costs. Ask us your network status rather than guessing at it. Almost nobody knows it offhand, and it changes the numbers more than any other single factor.
What This Looks Like for a Real Stay
Estimated out-of-pocket cost for a complete course of treatment at Hope Valley, in-network, before anything you have already paid toward your cap this year.
| Course of treatment | Active duty | Veteran (VA authorized) | Retiree, TRICARE Prime | Retiree, Select Group A | Retiree, Select Group B |
|---|---|---|---|---|---|
| Medical detox, about 7 days | $0 | $0 for authorized care | $198 | Up to $1,750 | $231 |
| Residential, about 30 days | $0 | $0 for authorized care | $198 | Up to $4,381 (cap reached) | $231 |
| Residential, about 60 days | $0 | $0 for authorized care | $198 | Up to $4,381 (cap reached) | $231 |
| Detox plus residential, about 90 days | $0 | $0 for authorized care | $198 | Up to $4,381 (cap reached) | $231 |
Select Group A estimates use the $250 network daily rate and can be lower if 25% of the hospital charge is less. Separately billed services (such as some physician fees) can add to the total until you reach your cap. Medically retired Group A families have a lower $3,000 cap.
The catastrophic cap is the part most people miss
TRICARE plans have an annual limit on what you pay out of pocket for covered care. Once you reach it, your plan covers the rest of your covered care for that year. In practice this means a 90-day stay often costs the same out of pocket as a 30-day stay, because the cap is reached either way. If you have already paid toward your deductible or cap this year for any reason, your cost for treatment will be lower than the table suggests.
Find out what you would actually pay
Our admissions team verifies your real benefits at no charge, usually within 24 to 48 hours (sooner when you need help right away), and tells you what to expect before you travel or admit.
Rates reflect the 2026 published TRICARE cost-sharing schedule (TRICARE Costs and Fees, updated May 2026). Last reviewed October 2026. Verify current figures at tricare.mil/costs or, for veterans, VA Community Care.
Frequently Asked Questions About the Cost of Rehab
Is rehab free for active-duty service members?
Yes. Active-duty service members have no enrollment fees, no deductibles, and pay nothing for TRICARE-covered care when they follow plan rules, including authorized detox and residential treatment.
Does the VA pay for rehab at Hope Valley?
When the VA authorizes community care through TriWest, the VA pays for the treatment it authorizes. Some veterans may have a copay depending on their VA priority group and whether the condition is service-connected. Hope Valley accepts VA referrals and can help you through the authorization process.
How much does rehab cost for military retirees with TRICARE?
In 2026, retirees on TRICARE Prime pay $198 per admission. On TRICARE Select, Group B retirees pay $231 per in-network admission, and Group A retirees pay $250 per day or 25% of the hospital charge, whichever is less, up to the annual catastrophic cap of $4,381 per family.
What is the TRICARE catastrophic cap?
It is the most your family pays out of pocket for covered care in a calendar year. For 2026 it is $3,000 for TRICARE Prime Group A retirees, $4,381 for TRICARE Select Group A retirees ($3,000 if medically retired), and $4,635 for Group B retirees. Once you reach it, TRICARE covers the rest of your covered care for that year.
Does Hope Valley accept other insurance or private pay?
No. Hope Valley works with TRICARE, TriWest (VA Community Care), and VA referrals only, because the program is built exclusively for Veterans and active-duty service members.
How do I find out exactly what I would pay?
Call our admissions team at (907) 318-2180 or request a free benefits check. We verify your coverage at no charge, usually within 24 to 48 hours, or sooner when you need help right away, and tell you what to expect before you travel or admit.